Lester, Smart, Fehrman, Treml & Arendt
(715) 423-2000
210 Ninth Street South • P.O. Box 9 • Wisconsin Rapids, WI 54495-0009
WWW.LESTER-SMART.COM


Life Insurance

Term Life

A form of life insurance that covers the insured person for a certain period of time (1, 5, 10, or 20 years).
Whole Life
Life insurance that combines protection against premature death with a cash value account.
Universal Life
A flexible premium policy that combines features from term life and whole life.
Fixed Annuities
An annuity that guarantees a specific rate of return. During the payment phase, a fixed amount of income, paid on a regular schedule, is guaranteed.

Visit www.lester-smart.com to contact an agent today!